Is it ethical to use AI tools like ChatGPT for homework and assignments?

As artificial intelligence tools like ChatGPT become more accessible and advanced, students and learners of all ages are increasingly turning to them for help with schoolwork. But this raises an important ethical question: is using AI to complete assignments a form of cheating, or simply a smart way to learn? Supporters argue that AI can act like a tutor—offering explanations, improving writing, and helping users grasp complex concepts. Critics, however, warn that relying on AI might bypass actual learning, leading to unfair advantages or undermining academic integrity. This debate explores the fine line between assistance and dishonesty, and whether schools and individuals should embrace or limit AI in educational settings.